
At GLOBAL FAITH SERVICES,
This synopsis outlines a dual-institution financial program, comprising a Commercial National Bank and a Federal Credit Union, both founded upon the ethical and moral principles of the Christian faith. In a significant departure from conventional, profit-driven financial institutions, this program's mission is fundamentally centered on community service, ethical stewardship, employment creation, and unwavering adherence to Christian values.
Both institutions provide a comprehensive suite of financial services equivalent to their secular counterparts, including savings accounts, checking accounts, various loan products, and investment opportunities. However, all services are governed by a distinct "values-based filter." This ethical framework actively prohibits investment in or financial support for industries considered unethical by the faith, such as gambling or tobacco. This ensures that all financial activities and capital remain aligned with the program's core beliefs.
The Federal Credit Union component operates as a distinct, non-profit cooperative. It is owned and controlled by its "Associated Members," ensuring that its primary focus remains on member well-being rather than on generating profit. This cooperative structure allows the credit union to return value directly to its members, offering significant benefits such as access to guaranteed loans, more favorable lower loan interest rates, and higher returns (dividends) on savings deposits.
The program's overarching vision is to serve as a comprehensive financial partner for the entire faith community. This includes supporting individuals, families, and Christian organizations at the national, state, and local levels. The primary objective is to provide a trusted financial ecosystem where members can align their complete financial lives, from simple banking to complex investments, directly with their deeply held beliefs.
A central pillar of this initiative is proactive economic empowerment and community development. The bank and credit union are specifically structured to actively assist families, church members, and ministries in the establishment and growth of new businesses. This strategy aims to achieve two critical outcomes: first, to create sustainable employment opportunities and secure retirement paths for families within the community; and second, to generate new, independent funding streams for ministries, enabling them to expand their outreach and support services to the Christian community at large.
Deposit Accounts:
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